Preparing for a Hurricane or Tropical Storm

1. Stay Informed

• Sign up for local emergency alerts and warnings.

• Monitor weather reports and follow guidance from local authorities.

2. Create an Emergency Plan

• Develop a family emergency communication plan.

• Identify evacuation routes and local shelters.

• Plan for special needs of family members, including pets.

3. Review Insurance Policies

• Ensure that homeowners and renters insurance policies are up-to-date.

• Verify that the coverage includes hurricane and flood damage.

• Consider purchasing additional coverage if necessary.

4. Build an Emergency Kit

• Include essentials like water, non-perishable food, medications, first-aid supplies, flashlights, batteries, and important documents.

• Consider storing documents like insurance policies and identification in a waterproof container.

5. Safeguard Property

• Inspect and repair the roof, windows, and doors to ensure they can withstand high winds.

• Install storm shutters or plywood to protect windows.

• Trim trees and shrubs to prevent them from damaging property during strong winds.

6. Backup Important Data

• Digitize important documents and store them securely in the cloud or on an external hard drive.

• Ensure that business and personal financial records are backed up regularly. (eStatements are a great way to ensure your statements are accessible digitally)

7. Financial Preparedness

• Set aside an emergency fund to cover unexpected expenses.

• Make sure to have cash on hand, as ATMs and branches may be inaccessible during and after a hurricane.

• Keep a list of important financial contacts, such as contact numbers and insurance companies.

8. Protect Electronic Devices

• Use surge protectors to safeguard electronic devices.

• Keep mobile phones and portable chargers fully charged.

9. Plan for Recovery

• Understand the steps to file an insurance claim after a hurricane.

• Know where to access resources for recovery assistance.

10. Community Support

• Stay connected with neighbors, especially those who may need additional assistance during a hurricane.