Deposit Account Rates
Rates effective as of: 06/01/2024
Deposit Accounts
Account Type
Minimum Balance
Annual Percentage Yield
Life Benefit Share Account
$10.00
0.01%
$5,000.00
0.025%
Variable Interest Plus (VIP)
$500.00
0.01%
$5,000.00
0.01%
$10,000.00
0.025%
$25,000.00
0.05%
Vacation Club
$0.00
0.01%
Christmas Club
$0.00
0.10%
Over $10,000.00
0.10% to 0.05% depending on account balance
Premiere Money Market Account
$2000.00
0.05%
Kasasa Saver
Qualifying
$0.01 - $50,000.00
$0.01
0.25%
$50,000.01 or more
$50,000.01
0.25% to 0.15% depending on account balance
Non-qualifying
$0.01
0.01%
Kasasa Cash Checking
Qualifying
$0.01 - $25,000.00
$0.01
5.00%
$25,000.01 or more
$25,000.01
1.00% to 1.12% depending on account balance
Non-qualifying
$0.01
0.01%
Kasasa Cash Back
n/a
n/a
Kasasa Tunes Checking
n/a
n/a
InControl Checking
n/a
n/a
Traditional and Roth IRA Certificate
Term
Annual Percentage Yield on Balances $2000 - $9999
Annual Percentage Yield on Balances $10,000 and Up
6 month
0.10%
0.10%
1 Year
0.15%
0.15%
2 Year
0.25%
0.25%
3 Year
0.30%
0.30%
5 Year
0.35%
0.35%
Certificates and IRAs
Rates effective as of: 06/01/2024
Traditional and Roth IRA
Type
Minimum Balance
Annual Percentage Yield
IRA Variable Rate Account
$0.00
0.15%
Regular Certificate
Term
Annual Percentage Yield on Balances $2000 - $9999
Annual Percentage Yield on Balances $10,000 - $99,999
Annual Percentage Yield on Balances $100,000 and Up
6 month
0.10%
0.10%
0.20%
1 Year
4.00%
4.00%
4.00%
2 Year
3.50%
3.50%
3.50%
3 Year
0.30%
0.30%
0.60%
5 Year
0.35%
0.35%
0.70%
Youth Certificate
Term
Annual Percentage Yield on Balances $1000 and Up
6 month
0.10%
1 Year
0.15%
2 Year
0.25%
3 Year
0.30%
5 Year
0.35%
Loan Rates
Personal Loan Rates
Type of Loan
Term
Rate As Low As*
Personal
$100 - $20,000
Custom Terms to Fit Your Needs
Contact NOFFCU for Rate
EZ Line of Credit
$500 - $20,000
Open End - Variable Rate
Contact NOFFCU for Rate
Education Expense Lines of Credit
$500 - $20,000
Open End
Contact NOFFCU for Rate
Vehicle Loan Rates
Type of Loan
Term
Regular Rate As Low As*
New or Used Autos, Boats, RVs, and Motorcycles
Custom Term to Fit your Needs
Contact NOFFCU for Rate
Real Estate Loan Rates
Type of Loan
Term
Rate As Low As*
Conventional Fixed Rate First Mortgage Loans
Contact NOFFCU for Rate
First Mortgage Loan
Please Call
Please Call
Up to 100 % Loan to Value - No PMI
Term
Rate As Low As*
Vacant Land Loan
Up to $150,000 & Up to 85% LTV 1% origination fee
Custom Terms to Fit Your Needs
Contact NOFFCU for Rate
Home Equity Loan And Lines of Credit
Term
Rate As Low As*
Home Equity Loan
Up to $150,000
Custom Terms To Fit Your Needs
Contact NOFFCU for Rate
Home Equity Line of Credit
Up to $150,000
Open End
Contact NOFFCU for Rate - No PMI
Repair / Renovation Home Equity Line of Credit ($450 Loan Admin Fee at inception of the loan)
Up to $150,000
Open End
Contact NOFFCU for Rate
Share Pledge Loan
Term
APR
Loans secured by shares on deposit in a Life Benefit Share Account
Custom Terms To Fit Your Needs
Loan interest rate is 2% above the rate earned on the related deposit account.
Loans secured by qualified Certificates of Deposit.
Custom Terms To Fit Your Needs
Loan interest rate is 2% above the rate earned on the related deposit account.