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Mortgage & Home Equity Loans

Vacant Land Loans

  • Purchase or refinance of primary residence vacant land

  • Available for purchase or refinance in Mississippi and Louisiana

  • Loans up to $150,000

  • Not for recreational purposes
  • Competitive rates and terms up to 120 months
  • Low monthly payment
  • Up to 85% financing of purchase price or appraised value, whichever is less with approved credit
  • No pre-payment penalties
  • 1% origination fee
  • Sites in excess of 1 acre subject to additional review and/or conditions

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