Certificates and IRAs
Rates effective as of: 10/01/2023
Traditional and Roth IRA
Type
Minimum Balance
Annual Percentage Yield
IRA Variable Rate Account
$0.00
0.15%
Traditional and Roth IRA Certificate
Term
Annual Percentage Yield on Balances $2000 - $9999
Annual Percentage Yield on Balances $10,000 and Up
6 month
0.10%
0.10%
1 Year
0.15%
0.15%
2 Year
0.25%
0.25%
3 Year
0.30%
0.30%
5 Year
0.35%
0.35%
Regular Certificate
Term
Annual Percentage Yield on Balances $2000 - $9999
Annual Percentage Yield on Balances $10,000 - $99,999
Annual Percentage Yield on Balances $100,000 and Up
6 month
0.10%
0.10%
0.20%
1 Year
5.11%
5.11%
5.11%
2 Year
0.25%
0.25%
0.50%
3 Year
0.30%
0.30%
0.60%
5 Year
0.35%
0.35%
0.70%
Youth Certificate
Term
Annual Percentage Yield on Balances $1000 and Up
6 month
0.10%
1 Year
0.15%
2 Year
0.25%
3 Year
0.30%
5 Year
0.35%