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Visa Rewards

Earn rewards on every purchase
Visa Rewards
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Visa Rewards

Earn rewards on every purchase
Purchase APR
Balance Transfer Fee
Annual Fee
Foreign Transaction Fees

9.90% - 17.90%

No Fee

$0

No Fee

Purchase APR
9.90% - 17.90%
Balance Transfer Fee
No Fee
Annual Fee
$0
Foreign Transaction Fees
No Fee

Application And Solicitation Disclosure

Interest Rates and Interest Charges
Annual Percentage Rate
(APR) for Purchases

9.90% - 17.90%

The APR is based upon credit worthiness. Rate will be disclosed when approved.

APR for Balance Transfers

9.90% - 17.90%

The APR is based upon credit worthiness. Rate will be disclosed when approved.

APR for Cash Advances

9.90% - 17.90%

The APR is based upon credit worthiness. Rate will be disclosed when approved.

Penalty APR and When it Applies

18.00%

This APR may be applied to your account if you make a late payment twice in any six (6) month period.

 

How Long Will the Penalty APR Apply?: If your APRs are increased for any of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period.

How to Avoid Paying Interest
on Purchases

Your due date is at least 27 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.

Minimum Interest Charge

None

For Credit Card Tips from
the Consumer Financial Protection Bureau.

To learn more about factors to consider when applying for or using a credit card, visit the website of the Credit Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Fees
ANNUAL FEE
None
TRANSACTION FEES
Balance Transfers
None
Cash Advance
None
Foreign Transaction
None
PENALTY FEES
Late Payment
$20
Return Payment
$15

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases).” See your credit card agreement for more details.

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