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4 Steps To Credit Repair

4 Steps To Credit Repair

Consumers are sometimes faced with taking steps to repair tarnished credit. Here are four steps to help make that happen.

 

Step #1: Determine your score – You’re entitled to an annual credit report from each of the three major credit reporting agencies. Order yours at annualcreditreport.com.

 

Step #2: Review your report and dispute any errors – If you spot any errors on your credit report, dispute them in writing. You’ll also need to dispute the charge with your actual creditor.

 

Step #3: Take steps toward fixing your credit – If you’re always late with your credit card payments, set up an automatic bill-pay system. If your debt isn’t going anywhere, rethink your spending habits. Also, consider debt consolidation or a balance transfer to an interest-free card. And, finally, find ways to increase your income, using all extra cash for paying down your debt.

 

Step #4: Ask us for help – We’re always happy to help you with any financial situation! 

 

 

 

 

 

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