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5 Ways to Improve Your Finances This Summer

5 Ways to Improve Your Finances This Summer

5 Ways to Improve Your Finances This Summer

 

  1. Review your finances

 

Take a good look at your income, expenses, debt and financial goals.

 

  1. Build a budget

 

List all your income and expenses, and assign a dollar amount to each category. Be sure to incorporate savings into your budget.

 

  1. Prioritize debt repayment

 

Make a plan to get rid of your debt for good. Choose the debt with the smallest balance, or the highest interest, and maximize payments until you pay it off. Then, move on to the next debt. 

 

  1. Start an emergency fund

 

Do you have what it takes to get through a small financial emergency? If not, start building your emergency fund this summer, aiming to save up 3-6 months’ worth of expenses.

 

  1. Broaden your financial knowledge

 

Read a personal finance book, listen to a money-themed podcast or take a course on money management at a local institution.

 

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