Paying for school

Student Loans & Lines of Credit

Every stage of your child’s education can be expensive, but Firemen’s Federal Credit Union is here to help. From Pre-K through college, we offer flexible, affordable options to help cover costs.
View Rates

Support for school and beyond

Paying for school
Cover school costs from day one with our Education Expense Line of Credit. Use it for tuition, books, uniforms, school supplies, technology, summer camps and more.

  • For student expenses from pre-K through college
  • Get a line of credit from $500 up to $20,000
  • Competitive low rates and flexible repayment plans
  • Only pay interest on what you borrow
  • Optional payment protection

Apply Now

Paying for college
When scholarships and federal aid aren’t enough, our flexible private student loans can help fill the gap for undergraduate or graduate school. Borrow what you need to cover tuition, room and board, books, computers, or other qualified educational expenses.

  • Competitive fixed and variable rates with autopay discounts
  • No origination fees or prepayment penalties
  • Cosigner release option after 24 consecutive on-time payments

Applying is fast and easy — complete your application online in under five minutes.

Apply Now

Stay in the know

How to pay for college

College costs can feel overwhelming, but we’re here to help you through the process to make smart choices for your student and family.

1

Apply for the FAFSA

Fill out the Free Application for Federal Student Aid (FAFSA) every year to see which federal loans, grants and work study you qualify for.
2

Explore scholarships

Don't forget to apply for scholarships - it's free money. Firemen's Federal offers one every year!
3

Consider private student loans

If federal aid and scholarships aren't enough, our private student loans can help fill the gap.

Refinancing student loans

If you’re juggling a bunch of student loans after college, refinancing could help you save time and money. Refinancing lets you roll multiple loans into one new loan, often with a lower interest rate or different term.

Explore Student Loan Refinancing

What our members say

Best credit union

"This credit union has by far been the best one I have had. I've had several in my life time, but this one works with you and helps you. They find ways to help your credit and give you loans when other places will not. I love that they value their customers before anything. I strongly recommend them to anyone. "

- Jeffery S.

Best rates

"Before joining Firemen's, we had several accounts at several banks. Firemen's allowed us to move all of our accounts to one place. We also have purchased two vehicles through the credit union. They really went above and beyond to assure that we got the best rates. We are truly happy with our Firemen's!"

- Walter A.

Help during tough times

"I was going through a rough time and was unsure of how I would be able to afford Christmas, much less the regular bills I had coming in. Firemen's truly work with you to fit your needs and make it a fast process. I will definitely be keeping them in mind for future financial needs. I love this credit union. I was able to get over the little 'bump in the road' I had with ease, and I am truly grateful."

- Stacey T.

We're here to help

Student Loan FAQs

We offer:

  • Education Expense Lines of Credit for Pre-K through college expenses
  • Private student loans for undergraduate and graduate school
  • Student loan refinancing options

Funds may be used for:

  • Tuition
  • Books and school supplies
  • Uniforms
  • Technology and computers
  • Summer camps
  • Other educational expenses

You borrow only what you need, when you need it, and you only pay interest on the amount you use (similar to a credit card). Simply provide documentation of the school expense to Firemen’s Federal, and we make a check payable to the school. If you pay out of pocket for a school expense, you can provide a receipt to us to receive funds.

Private student loans can help cover education costs not paid by scholarships, grants, or federal aid. Eligible expenses may include:

  • Tuition
  • Room and board
  • Books and supplies
  • Computers and technology
  • Other qualified educational costs

Yes. Parents and guardians may apply for eligible education lending options to help support their student’s educational expenses.