Take a break

Skip a Payment

Firemen’s Federal Credit Union offers a Skip-A-Payment program that allows eligible members to defer a qualifying loan payment for one month, giving you a break when you need it.

For life’s unexpected moments

Everyone needs a little flexibility sometimes. Surprise bills, a big emergency or unsteady income can put pressure on even the most careful budgets.

Skip-A-Payment lets you defer one monthly payment up to two times per year. A monthly payment equates to (1) monthly, (2) bi-weekly, (2) semi-monthly, or (4) weekly payments.

To request a Skip-A-Payment, simply fill out the application below and reach out to us. Our team will review your request and be in touch promptly.

Skip a Payment Form

At a glance

How it works

Eligible loan types include personal loans, auto loans, boat, RV and motorcycle loans, and select consumer installment loans.

Submit the form

If you would like to skip a payment, simply print, complete and return the form.

Meet the requirements

There is a $35 processing fee per loan skipped. Requests to skip a payment must be received at least 7 days prior to loan due date. Each loan is allowed a maximum of two skipped payments each year.

Stay on track

Interest will continue to accrue during the skipped month and will be added to the remaining balance of your loan, but you won't face a late fee or a negative mark on your account.

Special process for mortgage loans

Skip-A-Payment for mortgage loans is handled separately by our dedicated Mortgage Department. Please contact our Mortgage team directly, and they'll walk you through the available options, including our mortgage assistance programs.

Email Mortgage Department

What our members say

Fast and smooth process

"I will not bank with anyone else. I love my Firemen's. They are very helpful. I refinanced my house and it went so smoothly and fast. I have all my accounts linked and can go online and pay everything at one time. Thank you for staying up-to-date with technology."

- Camille T.

Best credit union

"This credit union has by far been the best one I have had. I've had several in my life time, but this one works with you and helps you. They find ways to help your credit and give you loans when other places will not. I love that they value their customers before anything. I strongly recommend them to anyone. "

- Jeffery S.

Help during tough times

"I was going through a rough time and was unsure of how I would be able to afford Christmas, much less the regular bills I had coming in. Firemen's truly work with you to fit your needs and make it a fast process. I will definitely be keeping them in mind for future financial needs. I love this credit union. I was able to get over the little 'bump in the road' I had with ease, and I am truly grateful."

- Stacey T.