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Savings Account

It all starts with your savings account. This is the place to keep your money safe and easily accessible while earning interest on your balance.
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Your first step toward financial security

Let your money make money for you. Plus, your savings account established your membership with Firemen’s Federal.

  • Start your credit union membership with just a $10 deposit
  • No minimum balance required to earn interest
  • No monthly fees when enrolled in eStatements
  • Access your account anytime with free online and mobile banking
  • Funds are federally insured for peace of mind
  • Youth savings accounts are available for ages 0-17

Want to grow your savings faster? Check out our certificates with terms from 6–60 months for higher fixed rates. Or, if you keep a lot of money in savings, consider a Premiere Money Market Account.

Saving for retirement? Our IRA Savings Accounts provide a safe, flexible way to grow your retirement funds and can be opened as either a Traditional IRA or a Roth IRA, depending on your tax preferences.

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How membership works

Get to know Firemen’s Federal

The first thing you do when you join Firemen’s Federal is open your savings account. This established your credit union membership and makes you a member-owner of our financial cooperative.

1

Open your account

Start with as little as $10.
2

Earn interest

Get paid for keeping your money with us.
3

Stay safe

Your money is federally insured for peace of mind.

Try a club account for special goals

We offer Christmas Club and Vacation Club savings accounts to help you stay on top of big expenses. You can also open another savings account (or two or three!) to set aside money for other goals.

Separate your savings

Common goals include saving for school expenses, an emergency fund or a car.

Track your progress

With separate accounts, you can easily monitor your savings.

Make flexible deposits

Move money between accounts anytime to stay on track.

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What our members say

Best credit union

"This credit union has by far been the best one I have had. I've had several in my life time, but this one works with you and helps you. They find ways to help your credit and give you loans when other places will not. I love that they value their customers before anything. I strongly recommend them to anyone. "

- Jeffery S.

Affordable loans

"I love Firemen's! I couldn't get a loan from a bank because I filed bankruptcy six years ago, and Firemen's approved me with no problems. I have a cheap note and low interest rate. Thanks for given me and my credit another shot!"

- Felicia D.

Best rates

"Before joining Firemen's, we had several accounts at several banks. Firemen's allowed us to move all of our accounts to one place. We also have purchased two vehicles through the credit union. They really went above and beyond to assure that we got the best rates. We are truly happy with our Firemen's!"

- Walter A.

We're here to help

Savings Account FAQs

A savings account is a safe place to store your money while earning interest on your balance. It also helps you build financial security and manage your everyday savings goals.

You can open a savings account by calling 800-647-1689 or visiting your nearest Firemen’s Federal Credit Union branch.

You can access your account anytime through free online and mobile banking, as well as in-branch services.

Savings accounts are commonly used for:

  • Emergency funds
  • Short-term savings goals
  • Earning interest while still keeping your money accessible
  • Keeping your money separate for different goals

Yes. You can open multiple savings accounts to help organize different savings goals such as travel, education, or emergencies.