Mid-City branch is closed for the remainder of today, 09/08/26 and 09/09/26, due to a facility issue. We apologize for the inconvenience.

Free member benefit

Early Pay

Members of Firemen's Federal Credit Union are automatically enrolled in Early Pay, a free feature that gives you access to your direct deposits up to two days before your scheduled pay date.*
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Get your money up to 2 days early

We’re always looking for ways to make life easier, and Early Pay is a handy benefit you can enjoy now. Get your ACH payments deposited up to two days early into your Firemen’s Federal account.

  • It’s automatically included with your membership – no signup required
  • It includes paychecks, pensions, Social Security, government deposits and more
  • It’s completely free – there are no hidden fees or catches

To start enjoying Early Pay, make sure you’ve set up direct deposit into your Firemen’s Federal account. Sign up or log in to our free online banking and mobile app to get started.

Questions or concerns? If you have questions about how Early Pay works or need help setting up direct deposit, just call us or stop by. We’re here for you.

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What our members say

Best rates

"Before joining Firemen's, we had several accounts at several banks. Firemen's allowed us to move all of our accounts to one place. We also have purchased two vehicles through the credit union. They really went above and beyond to assure that we got the best rates. We are truly happy with our Firemen's!"

- Walter A.

Affordable loans

"I love Firemen's! I couldn't get a loan from a bank because I filed bankruptcy six years ago, and Firemen's approved me with no problems. I have a cheap note and low interest rate. Thanks for given me and my credit another shot!"

- Felicia D.

Building credit

"I was with another bank and tried for two years to get them to help me with my credit. At Firemen’s, the people were so nice and friendly and helped me open an account and start to build my credit. I thought it was pretty awesome because I was beginning to think there was no hope."

- Melody M.

We're here to help

Early Pay FAQs

Early Pay gives you access to your funds up to two days early for ACH payments.

There is no fee for Early Pay. It’s included as one of the benefits when you set up direct deposit with a Firemen’s Federal account.

Fund availability depends on when we receive information about your deposit from your employer or other payor, which can vary from deposit to deposit.

Not necessarily. The arrival of funds before the expected date is not guaranteed and can differ between different deposits, even if they are from the same source.

Receiving funds early depends on when we receive payment information from your payor, potential limitations on the extent of early availability, and standard fraud prevention screening.

We remind all members with automatic loan payments to have the required funds in their account on the loan’s due date to avoid delinquency. Automatic loan payments might be scheduled for a different day than when your paycheck arrives in your account. As a member with a loan, you are responsible for having the funds on your due date as specified in the loan documents.