Get peace of mind
Credit Life & Credit Disability Protection
You never want the worst to happen. But if it does, credit life and credit disability could help protect your loved ones from financial strain by covering certain loan obligations.
Protect your family from financial worry
Getting a loan soon? Explore optional protection designed to offer financial support if a covered borrower passes away or becomes disabled.
- Credit Life Protection: May help pay off an eligible loan balance if a covered borrower dies, helping reduce financial burden for surviving family members and protecting important assets tied to the loan.
- Credit Disability Protection: May help with eligible monthly loan payments if a covered borrower becomes totally disabled and is unable to work due to a qualifying condition. To be eligible, members must generally be working at least 25 hours per week and under age 75 at the time coverage begins.
Talk to us to learn more and help decide what’s right for you and your family.
What you should know
Important coverage information
Depending on the coverage selected, benefits may help reduce or pay off an eligible loan balance or assist with monthly loan payments for a period of time.
1
Coverage is optional and not required to obtain a loan.
2
Eligible loan coverage is available up to $50,000.
3
Monthly disability protection is available up to $650 per loan.
4
Certain exclusions and waiting periods may apply.
5
Pre-existing condition limitations may affect eligibility for claims.
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Learn MoreWhat our members say
Building credit
"I was with another bank and tried for two years to get them to help me with my credit. At Firemen’s, the people were so nice and friendly and helped me open an account and start to build my credit. I thought it was pretty awesome because I was beginning to think there was no hope."
- Melody M.
Fast and smooth process
"I will not bank with anyone else. I love my Firemen's. They are very helpful. I refinanced my house and it went so smoothly and fast. I have all my accounts linked and can go online and pay everything at one time. Thank you for staying up-to-date with technology."
- Camille T.
Best credit union
"This credit union has by far been the best one I have had. I've had several in my life time, but this one works with you and helps you. They find ways to help your credit and give you loans when other places will not. I love that they value their customers before anything. I strongly recommend them to anyone.
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- Jeffery S.
