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Credit Disability and Credit Life are important for protecting your credit rating, collateral and your peace of mind. Many people don’t realize that significant gaps remain with employer and government sponsored insurance.

Adding disability and term life on your loan ensures your payments will be made up to the policy limits in the event of a covered disability or death. Consider these questions to help you decide whether you should protect your loans with the low cost, convenient payment protection:

Disability Questions

  • Do you currently spend almost everything you earn?
  • What percentage of your income is covered by long-term disability insurance?
  • How long before long–term disability benefits start?
  • If you become disabled, how long could you afford your existing standard of living without incurring debt or disrupting your long range savings plans?

Life Questions

  • How many years of replacement income does your current life insurance provide?
  • What happens to your family’s standard of living once this replacement income is gone?

Include your credit life and disability in your loan payment. Use our Easy Loan Payment Calculator to find out more.

Apply for your payment-protected loan* today!

*Not available on mortgage loans.

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Equal Housing Lender NCUA