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Share (Savings) Accounts

All of NOFFCU’s Share (savings) accounts listed below are federally insured and deposits to these accounts can be made by mail, in person at any of our branch locations, or through payroll deduction.

View information on current rates

Life Benefit Share Account

  • Credit Union Membership with a $10 minimum deposit
  • Unlimited* withdrawals without penalty
  • Dividends paid quarterly

Variable Interest Plus (VIP) Account

  • Unlimited* withdrawals without penalty
  • $500 minimum balance
  • Dividends paid monthly

Christmas Club Account

  • Special account helps you save for Christmas all year long!
  • Can be opened any time during the year
  • Money automatically transferred to your Life Benefit Share Account on November 1st
  • No minimum balance required
  • $20 penalty on early withdrawals (this is for Christmas, remember?)
  • Dividends paid monthly

Vacation Club Account

  • Unlimited* withdrawals
  • No minimum balance required
  • Dividends paid monthly

*A federal law, known as Regulation D, requires that all financial institutions, including NOFFCU, limit certain withdrawals from share/savings accounts. Learn more about recent changes that affect transaction limitations on savings/share accounts.


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