Visa Rewards
Credit Card
Apply NowNo annual fee
No foreign transaction fee
No balance transfer fee
No cash advance fee
Earn rewards with every purchase
Our Visa Rewards Credit Card lets you earn points on every purchase that you can redeem for merchandise, travel, event tickets, gift cards and more. All with no extra fees and the friendly service you expect from Firemen’s Federal Credit Union.
- $0 annual fee
- No foreign transaction fee
- No balance transfer fee
- No cash advance fee
- Earn up to $300 cash back when you make a balance transfer*
- Automatically earn points on every purchase
- Earn bonus points at participating retailers through uChoose Rewards
- Optional payment protection
Find your best credit card
Compare all our credit cards or stop by a branch to discuss your options. We’ll help you choose the best card for your needs.
Learn more about uChoose Rewards
Spend and earn
Every time you use your Visa Rewards card, you earn points you can redeem your way.
Redeem your points
Visit uChooseRewards.com to register, track your balance, and browse millions of redemption options.
Maximize your rewards
All cards within an account automatically earn points together. In addition, if you have multiple credit cards with Firemen’s Federal Credit Union, you can link them together to earn rewards faster.
Get rewarded with every swipe
Visa Rewards Credit Card Details
Rate Information
Purchase APR
9.90% - 17.90%
A purchase APR (Annual Percentage Rate) is the interest rate applied to standard credit card purchases if you do not pay your balance in full by the due date.
Balance Transfer Fee
$0
How much it costs to move other credit card balances to this card.
Annual Fee
$0
The price you pay to have your card.
Foreign Transaction Fees
$0
The fee you pay when you make a purchase with your card in another country or currency.
Application and Solicitation Disclosure
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
9.90% - 17.90% The APR is based upon credit worthiness. Rate will be disclosed when approved.
APR for Balance Transfers
9.90% - 17.90% The APR is based upon credit worthiness. Rate will be disclosed when approved.
APR for Cash Advances
9.90% - 17.90% The APR is based upon credit worthiness. Rate will be disclosed when approved.
Penalty APR and When it Applies
18.00% This APR may be applied to your account if you make a late payment twice in any six (6) month period. How Long Will the Penalty APR Apply?: If your APRs are increased for any of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period.
How to Avoid Paying Interest on Purchases
Your due date is at least 27 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge
None
For Credit Card Tips from the Consumer Financial Protection Bureau.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Credit Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee
None
Transaction Fees
Balance Transfers
None
Cash Advance
None
Foreign Transaction
None
Penalty Fees
Late Payment
$20
Return Payment
$15
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See your credit card agreement for more details.