Money Tips

If you’re a first-time homebuyer, you’ve probably heard that you need to save up 20% for a down payment before you can even think about buying a house. It’s a common homebuying myth that slows many people down in their path to homeownership. The fact is that you rarely need a 20% down payment to… Continue reading Think You Need 20% Down to Buy a Home? Think Again

Be knowledgeable about the add-ons, like extended warranties, offered at dealerships. They can unnecessarily increase the cost of the car without providing much value. Sometimes, these coverages do make sense, but can be purchased for less through the lender.

Never agree to withdraw cash and have it verified by an alleged examiner to help catch a dishonest member service representative. Your financial institution will never enlist your help in managing internal affairs.