protect your ride

GAP & Mechanical Repair Coverage

Firemen’s Federal Credit Union offers affordable, optional extra protection to keep you and your vehicle covered. Contact us to learn more and help decide what’s right for you.

Get affordable vehicle protection

GAP and Mechanical Repair Coverage are a smart choice for most vehicle owners who have auto loans. They offer affordable ways to protect yourself and your investment and can be purchased almost anytime during the life of your loan.

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Guaranteed Asset Protection (GAP) Insurance

Because vehicles can depreciate quickly, if your car is stolen or damaged beyond repair, the actual cash value could be thousands less than what you still owe on your auto loan.

Good to know

GAP can help you avoid paying out of pocket if the worst happens.

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GAP covers the difference between the cash value that’s covered by insurance and the amount left on your loan.

Mechanical Repair Coverage

Keep your car running smoothly without breaking the bank. MEMBER’S CHOICE Mechanical Repair Coverage helps cover costly repairs that your manufacturer’s warranty no longer protects and that aren’t included in standard auto insurance.

Good to know

With flexible deductibles and hassle-free reimbursements, Mechanical Repair Coverage offers tremendous peace of mind by protecting you from big vehicle bills.

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If major components like your engine, transmission or electrical system fail, this optional coverage can help pay for covered repairs, reducing out-of-pocket expenses and helping you stay on the road with confidence.

More ways to protect yourself

Life, home and auto insurance

Explore coverage for your most valuable assets, and see if you can save by bundling.

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Payment protection

Protect your family from extra financial stress in the event of a qualifying death or disability.

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