Drive home a deal
Auto Loans
With competitive rates and flexible terms, Firemen’s Federal Credit Union makes it easy to finance your next ride whether it’s new or used, from a dealer or private seller, or even a lease buyout.
Find Your Next Vehicle
Search available vehicles nearby and see financing estimates all in one place, before you head to the dealership.
Get behind the wheel of a great deal
Whatever your budget or plans, you’ll get quick, local service and loan options designed to fit your needs.
- Minimum loan amount is $1,000
- Flexible terms up to 84 months
- Fixed rates for steady monthly payments
- No application fees and no prepayment penalties
- Loans also available for boats, RVs and motorcycles
- Optional payment protection
- Optional insurance to protect your purchase
Already have a car loan? Refinance with us and see how much you could save.
Tip: Check with us before you head to the dealership to get pre-approved and know what you can afford.
Ready to ride?
Apply online, call us at 800-647-1689, or swing by your nearest branch. It only takes a few minutes to see your options and get on the road.
What you’ll need:
Valid drivers license
Proof of insurance
A buyer’s order/purchase agreement from a dealership or a bill of sale from a private seller
May need proof of income, proof of address or Social Security number (we can advise during the loan process)
What to expect:
Most loan applications can be completed from home, and we review everything as quickly as possible.
Enjoy same-day approvals for most loans.
Once approved, loans are processed as soon as we have all your paperwork.
Tools that make car buying a breeze
From dealerships to private sellers, Firemen's has partnerships and financing options to fit however you like to shop.
Local car shopping
Buy your next vehicle like an insider! We’ve partnered with Auto Link to help you search local listings and find your perfect set of wheels.
Vehicle history reports
A CARFAX Vehicle History Report helps you spot hidden issues like title problems, frame damage, or odometer rollbacks.
Auto loan calculator
Explore our calculator to see how different terms, down payments, and interest rates affect your payments and total cost.
Budgeting help is here
Never miss a payment
Set up automatic payments from your Firemen’s Federal account or another bank for peace of mind.
More ways to pay
Make loan payments how you prefer, with a debit card, online, over the phone, by mail or at a branch.
Give yourself a break
Qualified borrowers can skip up to two auto loan payments per year for a $35 fee per skip.
Easy loan management
Check your balance, payment activity and more anytime in our free mobile app.