Special Credit Card Offers from VISA

New! Visa Platinum with Rewards

 

• Low, variable Annual Percentage Rate
• No Annual Fee
• No Mininum Finance Charge
• No Balance Transfer Fee
• No Cash Advance Fee
• 27 Day Grace Period
• Added Card Benefits: Auto Rental Collision Damage Waiver, Purchase Security, and Travel Accident Insurance. 
• Each purchase you make with your card earns you valuable bonus points you can redeem for brand-name merchandise and exciting travel rewards. 

Apply now , call 800-647-1689, or stop by to fill out an application. 

Here's how it works:

• Create your profile at https://www.scorecardrewards.com to log into your rewards account.
• View point balance, search and view awards, create wish lists, update your profile, and more. 
• Redeem points online to purchase merchandise and travel awards.
• Use your Platinum Rewards card for everyday purchases and watch your points add up quickly. 

Annual Percentage Rate (APR) for purchases	Platinum variable, currently, 9.90%e, 13.90%e, 17.90%e, depending on your creditworthiness.
Other APRs	Cash Advance APR – Variable, currently, 9.90%e, 13.90%e, 17.90%e, depending on your creditworthiness.
	Balance Transfer APR - Variable, currently, 9.90%e, 13.90%e, 17.90%e, depending on your creditworthiness.
	Penalty APR: 18.00% If payment is received late twice in any six (6) month period, an adjusted APR of 18% may take effect on all balances on your account. Your account may again become eligible for a lower annual percentage rate by reapplying after you have met the terms of this Credit Card Agreement for six consecutive months.
Variable Rate Information	Your APRs for purchases, cash advances, and balance transfers may vary. The variable APR for purchases, cash advances, and balance transfers will be determined quarterly by adding to the Prime Rate a margin of either 2.90%, 6.90% or 10.90%, depending on your creditworthiness.
Grace Period for repayment of balances for purchases	27 days from the date of the periodic statement (provided you paid your previous balance in full by the due date.) A finance charge is imposed on cash advances from the date they are posted to your account.
Method of computing the balances for purchases	Average daily balance (including new purchases).
Rate Floors	There is a floor of 9.90%, 13.90%, or 17.90% for NOFFCU Visa Platinum cards.
Annual Fees	None
Minimum Finance Charge	None
Transaction fee for cash advances: None Balance transfer fee: None Late Payment fee: $30.00 Over-the-credit limit fee: $25 Replacement card fee: $5 e = estimate *Subject to credit and collateral qualifications.