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VISA Central - Credit Cards

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PLATINUM PLUS

  8.90% APR Fixed

$5,000 - $10,000
PLATINUM SELECT

10.90% APR Fixed

up to $10,000
PLATINUM

12.90% APR Fixed

up to $10,000
25 days grace period from the date of the periodic statement.
No annual fee or cash advance fees.
Direct lines to your account through "Hotline"  504-889-9080 or
   800-292-3232.
Free Internet access to transfer funds from savings or checking to make your monthly payment or to check your balance.
• Worldwide cash access - receive cash advances from your NOFFCU VISA card through participating institutions and automated teller machines (ATM).

 

Annual Percentage Rate (APR) for purchases

Platinum Plus 8.90% Fixed

Platinum Select     10.90% Fixed

Platinum  12.90% Fixed

Other APRs

Cash Advances - same as APR for purchases
Balance Transfer - same as APR for purchases
*Penalty Rate - 18% APR

Grace Period for repayment of balances for purchases

25 days from the date of the periodic statement (provided you paid your previous balance in full by the due date.)
A finance charge is imposed on cash advances from the date they are posted to your account.

Method of computing the balances for purchases
Average daily balance (including new purchases).
Annual Fees

None

Minimum Finance Charge
None

Transaction fee for cash advance: None
Balance transfer fee:   None

Late Payment Fee:      $30.00
Over-the-credit limit fee:  $25.00

If payment is received late twice in any six (6) month period, an adjusted APR of 18% may take effect on all balances on your account.

Terms are subject to change.


Lost your card?

Contact us during regular business hours to report your card lost or stolen.

If your card is lost or stolen when we are closed,
call 1-800-453-4270.