| Annual Percentage Rate (APR) for purchases |
Platinum Plus 8.90% Fixed
|
Platinum Select 10.90% Fixed
|
Platinum 12.90% Fixed
|
| Other APRs |
Cash Advances - same as APR for purchases
Balance Transfer - same as APR for purchases
*Penalty Rate - 18% APR
|
| Grace Period for repayment of balances for purchases |
25 days from the date of the periodic statement (provided you paid your previous balance in full by the due date.)
A finance charge is imposed on cash advances from the date they are posted to your account.
|
| Method of computing the balances for purchases |
Average daily balance (including new purchases).
|
| Annual Fees |
None
|
| Minimum Finance Charge |
None |
Transaction fee for cash advance: None
Balance transfer fee: None
Late Payment Fee: $30.00
Over-the-credit limit fee: $25.00 |
If payment is received late twice in any six (6) month period, an adjusted APR of 18% may take effect on all balances on your account.
Terms are subject to change. |
