 |
Share Account Rates
| Account Type |
Minimum Balance |
APY |
| Life Benefit Share Account |
$10.00 |
0.15% |
| |
$5,000.00 |
0.75% |
| Youth Saver/Stepping Stones |
$10.00 |
0.15% |
| |
$5000.00 |
0.75% |
| Variable Interest Plus (VIP) |
$500.00 |
0.50% |
| |
$5,000.00 |
0.75% |
| |
$10,000.00 |
1.00% |
| |
$25,000.00 |
1.25% |
| Vacation Club |
$0.00 |
1.00% |
| Christmas Club |
$0.00 |
1.75% |
| Ira Variable |
$0.00 |
2.00% |
| |
|
|
| Enhanced Checking |
$0.00 |
0.50% |
| Premiere Money Market Account |
$2000.00 |
1.50% |
Regular Share Certificate Rates
| Term |
$2000-$9999 |
$10,000 - $99,999 |
$100,000 & Up |
| 6 month |
2.35% |
2.50% |
2.65% |
| 1 Year |
4.00% |
4.00% |
4.15% |
| 18 month |
n/a |
2.40% |
n/a |
| 2 Year |
2.65% |
2.80% |
2.95% |
| 3 Year |
2.85% |
3.00% |
3.15% |
| 5 Year |
3.30% |
3.45% |
3.60% |
Traditional & Roth IRA Share Certificate Rates
| Term |
$2000-$9999 |
$10,000 & Up |
| 6 month |
2.35% |
2.50% |
| 1 Year |
4.00% |
4.00% |
| 2 Year |
2.65% |
2.80% |
| 3 Year |
2.85% |
3.00% |
| 5 Year |
3.30% |
3.45% |
Share Certificate Special Rate
| Months |
$2000 Minimum |
| 1 |
1.25% |
Interest rates are subject to change without notice.
The rates set forth herein are for informational purposes and do not constitute an offer to accept deposits.
Personal Loan Rates
| Type
of Loan |
|
Term |
Rate
as low as* |
| Summer Loan Special |
Up to 6 Months |
7.90% APR |
| Up to 12 Months |
8.90% APR |
| Up to 18 months |
9.00% APR |
| Personal |
$100 - $20,000 |
Up to 48 Months |
11.90%
APR
|
| Guaranteed Personal |
$10,000 Max |
Up to 48 Months |
18.00%
APR
|
| EZ Line of Credit |
$500 - $20,000 |
Open End - Variable Rate |
8.50%
APR
|
| School Tuition Lines
of Credit |
$500 - $20,000 |
Open End - Fixed Payment Schedule |
7.90%
APR
|
Auto Loan Rates
| Type
of Loan |
Term |
Regular
Rate
as low as* |
| New or Used Vehicles |
Up to 72 Months 1 |
5.99%
APR |
| |
Up to 84 Months 2 |
6.99%
APR |
|
Up to 96 Months 3 |
7.99% APR |
| Now Choose Up to 90 days 'til First Payment on any NOFFCU Auto Loan |
| 1 72 Month Financing Available For Loan Amounts of $10,000 or more |
| 2 84 Month Financing Available For Loan Amounts of $20,000 or more |
| 3 96 Month Financing Available For Loan Amounts of $40,000 or more |
Boat Loan Rates
| |
|
Term |
APR as low as* |
New Boats Only
80% LTV |
Up to $30,000 |
Up to 60 Months |
6.90% |
RV Loan Rates (Motor Homes, Pop Ups)
| |
|
Term |
APR
as low as* |
| New |
Up
to 100% MSRP*** |
Up
to 60 Months |
5.99% |
| Up
to 120 Months** |
6.99% |
| Used |
Up
to 100% Retail Value or Appraised Value as Applicable*** |
Up to 60
Months |
6.99% |
| Up to 120
Months** |
7.99% |
| |
**Loan
Amount must be $20,000 or more |
Motorcycle Loan Rates
| |
|
Term |
APR as low as* |
| New |
Up to 100% MSRP |
Up to 60 Months |
6.90% |
| Used |
Up to 100% NADA Retail Value |
Up to 48 Months |
7.90% |
Real Estate Loan Rates
| Conventional Fixed Rate
First Mortgage Loans |
Contact NOFFCU for Rate
Information |
| Adjustable Rate First
Mortgage Loans |
Contact NOFFCU for Rate
Information |
LIMITED TIME OFFER: |
Term |
Rate as low as* |
APR as low as* |
|
In-House First Mortgage
(purchase or refinance)
|
Up to 180 months |
6.25%*** |
6.33% |
Up to 100%
Loan to Value
No Origination Fee or discount points
|
| |
|
Term |
Rate |
APR
as low as* |
| Vacant Land Loan |
$5,000-$150,000
Up to 70% LTV |
Up to 84 Months |
7.90% |
8.10% |
| |
$50,000-$150,000
Up to 70% LTV |
10/30 yr
Balloon Note |
8.50% |
8.66% |
|
PEOPLE
HELPING PEOPLE REBUILD
|
Term |
APR
as low as* |
Home Equity
Loan
|
$10,000-$150,000 |
Up to 84 months |
6.90% ** |
$10,000-$150,000
|
>84 Mos.
up to 180 Mos.
|
7.40%*
|
$30,000-$150,000
|
15/30 yr Balloon Note
|
7.90% **
|
Home
Equity Line of Credit
(NOFFCU pays up to $500 for customary closing costs & for a limited time, we also pay for the appraisal fee!)
|
$15,000-$150,000*** |
Open
End
|
5.00%
** |
People Helping
People Rebuild
No Equity Loan |
Up to $25,000 |
Up to 120
Months |
10.90% |
Repair/Renovation
Home Equity Line of Credit
($450 Loan Admin Fee at
inception of the loan) |
$15,000 up to $150,000 |
Open End |
5.00%** |
| Share
Pledge Loan |
Term |
APR |
Loans secured
by shares on deposit
in a Life Benefit Share Account |
60 Months
Maximum |
2.25%
|
Loans secured
by qualified
Certificates of Deposit. |
60 Months
Maximum |
Loan interest
rate is 2% above
the rate earned on the related
deposit account. |
*Rates subject to credit qualifications
** No Other Discounts Apply
***Subject to credit and collateral qualifications
This information is not an advertisement to extend credit.
All interest rates are subject to change without notice and may be higher than
the listed rates. Rates will vary depending upon term of loan, loan amount,
the date an application is received and your credit history.
All applications for credit are subject to normal credit approval.
All NOFFCU real estate loans are subject to a limited lending
area. Contact credit union for details.
|
|
