Rates
VISA Rates
APPLICATION AND SOLICITATION DISCLOSURE
| INTEREST RATES AND INTEREST CHARGES | |
|---|---|
| Annual Percentage Rate (APR) for Purchases, Balances Transfers, and Cash Advances |
Visa Platinum and Visa Rewards Visa Stepping Stones & Visa Secured |
| Penalty APR and When it Applies |
18.00% Visa Platinum and Visa Rewards How Long Will the Penalty APR Apply?: If your APRs are increased for any of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period. |
| Paying Interest | Your due date is at least 27 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| For Credit Card Tips from the Federal Reserve Board | To learn more about factors to consider when applying for or using a credit card, visit the website of the Credit Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
| FEES | |
| Annual Fees | None |
|
Transaction Fees >Balance Transfers >Cash Advance >Foreign Transaction |
None None None |
|
Penalty Fees >Late Payment >Return Payment |
$20 $15 |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases).” See your credit card agreement for more details.
Credit limits up to $20,000*
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