Membership
Preferred Membership
The Preferred Member Program is designed to reward you for using NOFFCU as your primary financial institution. Not a preferred member? Now is the time to sign up.
Preferred Member Benefits
- Free VISA debit card
- One free stop payment per year
- $10 off one check order
- Loan rate discount*
- One Loan – Discount of .10% on qualifying rate on 1st loan
- Two Loans – Discount of .25% on qualifying rate on 2nd loan
- Three Loans – Discount of .50% on qualifying rate on 3rd loan
*Closed end loans only, excluding mortgages and share pledge loans. Loan discount not available on existing NOFFCU loans. Subject to credit and collateral qualifications.
Preferred Member Qualifications
Must have 4 of the following services:
- An active checking account – both deposits and check clearing activity within the past 30 days
- A Visa Platinum Credit Card
- Monthly direct deposit or payroll deduction of $50 or more
- Payroll or automatic transfer on any NOFFCU loan
- Any NOFFCU Mortgage Loan
- Life Benefit Share Account with balance of $1,000 or more
- EZ services – eFire & Bill Payer, or eStatements
- Every $25,000 aggregate balance (excluding checking & escrow accounts) counts as one service.






