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Teen Smart

Teen Smart is youth account designed for members ages 13-17. This special program offers:

  • Free Membership
  • Checking account for members 13 and older with signed parental consent
  • One free box of checks per year
  • Free ATM or debit card for members 13 and older with parental consent
  • Free online financial courses through Guides to Independence
  • Reaching New Heights scholarship program
  • Birthday Club – chance to enter a $25 gift card drawing during the month of your birthday.
  • Good Grades Contest – enter to win a $100 gift card for good grades on your report card.

Guides to Independence

- Teens and young adults will learn how to succeed financially with Guides to Independence, a series of interactive online courses available free. Courses cover topics from managing a checking account to applying for a loan.


First Time Members, Please Use Your HOTLINE PIN Code as Your Password.


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