Accounts
Family Savings Programs
NOFFCU has accounts specialized for each stage of life. Each account is limited to a specific age group and offers special benefits to the account owners. All certificates are federally insured.
Spot Savers (ages 0 – 12)
- Help your child develop early savings habits
- Savings passbook and membership card
- CU pays for up to $5,000 of free Life Insurance
- Special Youth Share Certificate available
- Quarterly Pawprints newsletter
- Quarterly contests and incentives for saving
- Visit Spot Saver Youth Accounts page
Teen Smart (ages13-17)
- Easy way for teens to learn how to manage their finances
- CU pays for up to $5,000 of free Life Insurance
- Free regular checking account for members 16 and older with signed parental consent.
- One free box of NOFFCU checks
- Free ATM or Debit card (ages 16 or older with parental consent).
- Special Youth Share Certificate available
- Access to a CU Succeed website designed especially for teens
- Reaching New Heights Educational Scholarships
- Guides to Independence – Free online financial education courses
- Free eFire Home Banking and Bill Payer
- Visit Teen Smart Youth Accounts Page
Stepping Stones (ages 18 and older)
- High School senior or college student with grade point average of 3.0 or higher
- CU pays for up to $5,000 of free Life Insurance
- Free regular checking account
- Free ATM or Debit card
- Free eFire Home Banking and Bill Payer
- Visa Credit Card with a $200 limit
- One free box of NOFFCU checks
- 1% discount on any auto loan
New Beginnings Club (members 60+)
- CU pays for up to $5,000 of free Life Insurance
- Free regular checking account
- Free NOFFCU checks (one box per year)
- Free Stop Payments
- Free Certified Checks
- Free eFire Home Banking and Bill Payer






