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Term Share Certificates (Certificates of Deposit)

Term share certificates (certificates of deposit) are a great way to lock in a rate for a specified term, earning you higher dividends than a regular savings account. All certificates are federally insured.

Term Share Certificates

  • Minimum balance of $2,000
  • A variety of terms from one month to five years
  • Interest is paid monthly and can be withdrawn by check, deposited into another account, or credited back to the certificate
  • Preferred members get higher rates!
  • Can be used as collateral on loans
  • View our current rates

Youth Term Share Certificates

  • For our members up to age 17
  • Minimum balance of $1,000
  • Terms from six months to five years
  • Interest is paid monthly and can be withdrawn by check, deposited into another account, or credited back to the certificate
  • View our current rates

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