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New Orleans Firemen’s Federal Credit Union Privacy Notice

FACTS
WHAT DOES NEW ORLEANS FIREMEN’S FEDERAL CREDIT UNION (NOFFCU) DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What?
The types of personal information we collect and share depend on the accounts and services you have with us. This information can include: 
 
♦   Name. Address, Social Security number and income
♦   Account balances and payment history
♦   Credit history and credit scores
 
When you are no longer our member, we continue to share your information as described in this notice.
 
How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons New Orleans Firemen’s Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does New Orleans
Firemen's Federal Credit Union share?
Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes-
to offer our products and services to you
YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes- information about your transactions and experiences NO We do not share
For our affiliates’ everyday business purposes- information about your creditworthiness NO We do not share
For our affiliates to market to you
NO We do not share
For nonaffiliates to market to you
NO We do not share
Questions?
Call 504-889-9090 or 1-800-647-1689. You may also visit www.noffcu.org
 Who we are
Who is providing this notice? New Orleans Firemen’s Federal Credit Union (NOFFCU)
 What we do
How does NOFFCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products. services and technology.
How does NOFFCU collect my personal information?  We collect your personal information, for example, when you:
 

♦   open an account
♦   apply for a loan
   use your credit or debit card
♦   pay your bills
♦   make deposits to or withdrawals from your accounts
♦   give us your contact information

 We also collect your personal information from others, including credit bureaus or other companies.
Why can't I Limit all sharing?  Federal law gives you the right to limit only
 
 • sharing for affiliates' everyday business purposes -
    information about your creditworthiness
 • affiliates from using your information to market to you
 • sharing for non-affiliates to market to you
 
State laws and individual companies may give you additional rights to limit sharing.
  Definitions
 Affiliates  Companies related by common ownership or control. They can be financial and nonfinancial companies.
New Orleans Firemen’s Federal Credit Union has no affiliates.
 Non-affiliates  Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• New Orleans Firemen’s Federal Credit Union does not share with non-affiliates.
 Joint marketing  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
New Orleans Firemen’s Federal Credit Union does not have joint marketing agreements with other financial companies.

 

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